- P2P interest: EUR 201.15 for March, -26.8% on the prior month.
- PeerBerry led with 36.9% of the month's interest.
- Meesman ETF fund price moved -0.72% over the month.
01Income & performance
March produced EUR 201.15 in net P2P interest after tax. That’s down -26.8% on the previous month.
| Platform | Interest | Share | Return on position |
|---|---|---|---|
| Mintos | EUR 73.53 | 36.6% | 0.48% |
| PeerBerry | EUR 74.13 | 36.9% | 0.73% |
| Nectaro | EUR 53.49 | 26.6% | 0.93% |
| Total | EUR 201.15 | 100% |
The "return on position" column is that month's interest over the position's value at the start of the month -- a monthly rate, not annualized. Income figures are net interest received after withholding tax, straight from each platform's export.
02Transactions
- Nectaro: -EUR 300 withdrawn.
03Portfolio development
Allocation across the four positions at the end of March in euros and percent:
- Mintos P2PEUR 15,379 · 34.3%
- PeerBerry P2PEUR 10,231 · 22.8%
- Nectaro P2PEUR 5,476 · 12.2%
- Meesman ETF Global equitiesEUR 13,771 · 30.7%
04Platform notes
Mintos -- bond coupons are lumpy, so its monthly interest swings; March came in at EUR 73.53 (a 0.48% return on the position for the month).
PeerBerry -- steady as ever at EUR 74.13, about 0.73% on the position. It just keeps paying.
Nectaro -- EUR 53.49 this month. I trimmed it earlier in the year, so the income dipped with the smaller balance; I'm letting it grow back toward EUR 5k.
Compare the platforms I actually use
Regulation status, my realized return and the single risk I'd flag for each -- sortable, no affiliate ranking.
05Market & news
Two things worth noting. PeerBerry's outstanding book hit a record EUR 119.6M and it onboarded new originators (Bazel in Lithuania, RealCredito in Spain) -- healthy, visible growth. (PeerBerry) Less happily, Mintos' Nera Capital litigation-funding notes began missing interest from 26 March, after the UK law firms behind them paused payments during a Solicitors Regulation Authority solvency review. I don't hold much Nera, but opaque, slow-to-recover exposure like this is exactly what I try to keep small. (Mintos update)
06What I'm watching
- Nectaro's income recovering as I let the position build back toward EUR 5k.
- Mintos secondary-market costs eating into an otherwise solid interest month.
- Keeping cash drag low while staying picky about new notes.